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Offset account calculator
Money in an offset account reduces the balance you pay interest on. See how much interest and time an offset could save you.
How this calculator works
- Assumes the offset balance stays in the account and grows by the monthly amount you enter.
- Repayments stay the same, so the saving shortens the loan.
- Offset accounts can come with higher rates or fees, so compare the whole package.
This calculator gives estimates for general information only. It isn't a quote, an offer or an approval, and it doesn't consider your objectives, financial situation or needs. Results depend on the figures you enter and the assumptions above.
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